Individual Health Insurance - White Hat Brokers

Health insurance shopping
built around your household.

Answer a few questions and we’ll find the best rates in your area.

A simple switch.

Frustrated with your agent but like your plan? We can become your “Broker of Record”
and you can begin experiencing better customer service today. It’s a simple switch and costs you nothing.

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Sales free = stress free.

Health insurance can be complicated but White Hat makes it simple without “selling” you. We work with nearly every insurance company (and many health sharing groups) and are not biased to one. We help guide and give recommendations when asked, but our number one priority is to pair you with the right plan based on your needs and budget. And as always, it’s 100% free to work with us. How’s that for a sales pitch?

Good to know …

Health insurance can be confusing, so we worked hard to make it simple.

Can I get a PPO and go to whichever doctor I want?

There are options that allow much more flexibility than an HMO, but be very careful. The most common health insurance scams love to stress that you can get an “affordable National PPO”. They will be nothing like the employer plans you may have experienced in the past and have benefit limits. HMO’s are the most common option with most state marketplaces (Affordable Care Act), but some alternative solutions will allow much more flexibility when it comes to choosing providers.

Can I really get a plan for under $100 /month?

With the improved tax credits through the ACA (Affordable Care Act), plans are more affordable than ever. It is not uncommon for a family to qualify for a plan for under $100 per month in many states. These plans are income dependent and there are always more expensive silver and gold options, but we believe every one should consider these options first before looking at alternatives.

How are you paid? What does it mean that White Hat is free?

We are compensated by the insurance companies and health sharing groups directly. There is no “margin” with health insurance plans, so you don’t have to worry about getting a better deal with the insurance company (or other broker). There are groups that pay considerably more than others, which is why many “brokers” push one option over others. We’ll NEVER do this.

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